{"id":18822,"date":"2024-08-09T13:00:00","date_gmt":"2024-08-09T07:30:00","guid":{"rendered":"https:\/\/www.zigram.tech\/?post_type=resources&#038;p=18822"},"modified":"2024-08-17T10:44:07","modified_gmt":"2024-08-17T10:44:07","slug":"guidance-on-aml-cft-regulations-for-vasps","status":"publish","type":"resources","link":"https:\/\/testv2.zigram.tech\/resources\/guidance-on-aml-cft-regulations-for-vasps\/","title":{"rendered":"Guidance On AML\/CFT Regulations For VASPs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"18822\" class=\"elementor elementor-18822\" data-elementor-post-type=\"resources\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3060cd33 singleResourcesSection elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3060cd33\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38e68374\" data-id=\"38e68374\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3842b4a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3842b4a2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7eac5d79\" data-id=\"7eac5d79\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ee7420f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3ee7420f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.zigram.tech\/resources\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-70e651c9 elementor-widget elementor-widget-heading\" data-id=\"70e651c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Guidance On AML\/CFT Regulations For VASPs<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28435f68 singleImgshadow elementor-widget elementor-widget-image\" data-id=\"28435f68\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1152\" height=\"1152\" src=\"https:\/\/testv2.zigram.tech\/wp-content\/uploads\/2024\/08\/RC_9Aug2024_SMPosts_V2.png\" class=\"attachment-full size-full wp-image-18833\" alt=\"Guidance On AML\/CFT Regulations For VASPs\" srcset=\"https:\/\/testv2.zigram.tech\/wp-content\/uploads\/2024\/08\/RC_9Aug2024_SMPosts_V2.png 1152w, https:\/\/testv2.zigram.tech\/wp-content\/uploads\/2024\/08\/RC_9Aug2024_SMPosts_V2-300x300.png 300w, https:\/\/testv2.zigram.tech\/wp-content\/uploads\/2024\/08\/RC_9Aug2024_SMPosts_V2-1024x1024.png 1024w, https:\/\/testv2.zigram.tech\/wp-content\/uploads\/2024\/08\/RC_9Aug2024_SMPosts_V2-150x150.png 150w, https:\/\/testv2.zigram.tech\/wp-content\/uploads\/2024\/08\/RC_9Aug2024_SMPosts_V2-768x768.png 768w\" sizes=\"(max-width: 1152px) 100vw, 1152px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62ae8a77 blog-post-item elementor-widget elementor-widget-shortcode\" data-id=\"62ae8a77\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">    <div class=\"single_social_share\">\r\n        <div>\r\n            <ul>\r\n                <li>\r\n                    <a class=\"social_link__icon facebook-ic\" href=\"https:\/\/www.facebook.com\/zigram.tech\/\" target=\"_blank\" rel=\"noopener noreferrer\">\r\n                        <i class=\"fab fa-facebook-f\"><\/i>\r\n                    <\/a>\r\n                    <span>Facebook<\/span>\r\n                <\/li>\r\n                <li>\r\n                    <a class=\"social_link__icon twiter-ic\" href=\"https:\/\/twitter.com\/ZigramT\" target=\"_blank\" rel=\"noopener noreferrer\">\r\n                        <i class=\"fa-brands fa-x-twitter\"><\/i>\r\n                    <\/a>    \r\n                    <span>Twitter<\/span>\r\n                <\/li>\r\n                <li>\r\n                    <a class=\"social_link__icon youtube-ic\" href=\"https:\/\/www.youtube.com\/channel\/UC2oc8QlRlYmHS-OxQrrDxAQ\" target=\"_blank\" rel=\"noopener noreferrer\">\r\n                        <i class=\"fa fa-youtube\" aria-hidden=\"true\"><\/i>\r\n                    <\/a>    \r\n                    <span>Youtube<\/span>\r\n                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<\/li>\r\n                \r\n            <\/ul>\r\n        <\/div>\r\n    <\/div>\r\n    <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6baf1043 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6baf1043\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3609f96c\" data-id=\"3609f96c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-47e36d70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"47e36d70\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-200ea4f7\" data-id=\"200ea4f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6af395 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"6af395\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Published Date:<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-395d95df elementor-widget__width-auto elementor-widget elementor-widget-post-info\" data-id=\"395d95df\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-c48e798 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>9 August 2024<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-42524043 resourcesPostcontent elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"42524043\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Regulation Name: <\/strong>ML\/TF Risk Assessment Guidance<br \/><strong>Publishing Date:<\/strong> 26 July 2024<br \/><strong>Region: <\/strong>\u00a0<a href=\"https:\/\/en.wikipedia.org\/wiki\/New_Zealand\" target=\"_blank\" rel=\"noopener\">New Zealand<\/a><br \/><strong>Agency: <\/strong><a href=\"https:\/\/www.dia.govt.nz\/\" target=\"_blank\" rel=\"noopener\">Deparment of Internal Affairs<\/a><\/p><p>On July 26, 2024, the Department of Internal Affairs (DIA) released critical guidance for virtual asset service providers (VASPs) regarding the stage 2 amendment regulations under the Anti-Money Laundering and Countering Financing of Terrorism (AML\/CFT) Act 2009. This guidance marks a significant step in ensuring that VASPs align with the latest regulatory requirements, particularly in managing virtual assets and their associated transactions.<\/p><p><strong>1. New Definitions and Requirements<\/strong><\/p><p>The updated regulations, effective from June 1, 2024, introduce key changes for VASPs:<\/p><p>&#8211; Virtual Asset Definition: Effective from July 31, 2023, virtual assets are defined as digital representations of value that can be digitally traded, transferred, or used for payment or investment purposes, excluding fiat currencies and financial products under the Financial Markets Conduct Act 2013.<\/p><p>&#8211; Transaction Definition: As of June 1, 2024, the regulations ensure that the deposit, withdrawal, exchange, or transfer of virtual assets is recognized as a transaction under the Act. This inclusion mandates that all dealings involving virtual assets are subject to the AML\/CFT transaction requirements.<\/p><p><strong>2. Impact on VASPs<\/strong><\/p><p>VASPs, though not explicitly defined in the Act, are broadly understood as businesses involved in transactions or dealings with virtual assets. The new regulations apply to VASPs if they engage in activities such as:<\/p><p>&#8211; Accepting deposits or other repayable funds.<\/p><p>&#8211; Transferring money or value on behalf of a customer.<\/p><p>&#8211; Issuing or managing means of payment.<\/p><p>&#8211; Providing safekeeping or administration of virtual assets.<\/p><p>These changes mean that VASPs need to review their AML\/CFT programs to ensure compliance with the updated requirements.<\/p><p><strong>3. Wire Transfer Requirements<\/strong><\/p><p>A notable change under the new regulations is the expansion of wire transfer rules, also known as the &#8216;travel rule&#8217;. Previously, VASPs were only required to comply with these rules for fiat currency transfers or conversions between fiat and virtual assets. However, effective June 1, 2024, the definition of wire transfers now includes:<\/p><p>&#8211; Virtual Asset to Virtual Asset Transfers: Any transfer where the value remains in virtual assets throughout the transaction, including transfers between wallets.<\/p><p>&#8211; Virtual Asset to Fiat Currency Transfers: Transactions involving conversions between virtual assets and fiat currencies.<\/p><p>VASPs must now comply with two sets of wire transfer requirements for transactions involving both virtual assets and fiat currencies.<\/p><p>4. Obligations for Different Institutions<\/p><p>The guidance outlines specific responsibilities for VASPs based on their role in a transaction\u2014whether as an ordering institution, intermediary institution, or beneficiary institution. For instance, an ordering institution involved in a wire transfer exceeding NZD$1,000 must identify and verify the originator&#8217;s identity and collect certain beneficiary information.<\/p><p><strong>5. Practical Examples<\/strong><\/p><p>The guidance provides practical examples of how these regulations apply to VASPs in various scenarios, such as:<\/p><p>&#8211; Purchasing Virtual Assets: A VASP receives fiat currency from a customer to purchase virtual assets and transfer them to another wallet.<\/p><p>&#8211; Selling Virtual Assets: A VASP sells virtual assets for a customer and transfers the fiat currency to a bank account.<\/p><p>&#8211; Exchanging Virtual Assets: A VASP exchanges one type of virtual asset for another and transfers it to a wallet hosted by another VASP.<\/p><p>The DIA&#8217;s new guidance is a critical resource for VASPs, providing clarity on how to navigate the evolving regulatory landscape. VASPs must ensure their AML\/CFT programs are updated in line with these regulations to avoid compliance risks. By understanding and implementing these changes, VASPs can better manage the complexities of virtual asset transactions while adhering to the AML\/CFT Act.<\/p><p>This guidance is a vital tool for VASPs to align their operations with the latest regulatory expectations, ensuring robust compliance in the rapidly evolving virtual asset industry.<\/p><p>Read the guidance <a href=\"https:\/\/www.dia.govt.nz\/diawebsite.nsf\/Files\/AML-CFT-2024\/$file\/VASP-Guidance.pdf\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7990d4e1 hashTagcontent elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7990d4e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6b08cc0b\" data-id=\"6b08cc0b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62bc695e elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"62bc695e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#AML <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#CFT <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#VirtualAssets <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#Regulation <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#VASPs <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#Compliance <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#CryptoRegulation <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">#FinancialSecurity<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>This week we review the Guidance On AML\/CFT Regulations For VASPs published by New Zealand Department of Internal Affairs<\/p>\n","protected":false},"author":1,"featured_media":18833,"template":"","tags":[],"resources_cat":[23],"class_list":["post-18822","resources","type-resources","status-publish","has-post-thumbnail","hentry","resources_cat-regulatory-capsule"],"_links":{"self":[{"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/resources\/18822","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/resources"}],"about":[{"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/types\/resources"}],"author":[{"embeddable":true,"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":1,"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/resources\/18822\/revisions"}],"predecessor-version":[{"id":21721,"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/resources\/18822\/revisions\/21721"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/media\/18833"}],"wp:attachment":[{"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/media?parent=18822"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/tags?post=18822"},{"taxonomy":"resources_cat","embeddable":true,"href":"https:\/\/testv2.zigram.tech\/wp-json\/wp\/v2\/resources_cat?post=18822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}